begin with, most people now have more money for less hard work. they earn higher salaries than before and enjoy better social security, such as social welfare for laid-off workers and disability insurance.
secondly, because of the advance in medical technology which leads to better medical care and treatment, people's life expectancy is longer. moreover, most people now can afford to buy foods of high nutrition and enjoy their leisure time.
thirdly, modern conveniences such as radio, tv, internet, various vehicles and labour-saving machines in the home, all greatly facilitate human communication, transportation and housework as well.
nevertheless, living in the 21st century also has its disadvantages. the most serious one is the increasingly polluted environment; air is filled with smog and water is contaminated by iehemicals from factories.another main disadvantage is the personalization of human relattonships
nowdays,about 20 per cent of the undergraduates can't afford the high tuition and living expenses.some of them have been financed,but sometimes the one who needs most can't get the aid.
here are the reasons:
first,they know few approachs to get the money.even if the chance is given,there are plenty of procedures to carry on.this undoubtedly increases the difficulty of being financed.
second,some companis or persons often want to fund the most excellent one,while the undergraduates who are not that outstanding but very poor can't get the help.
finally,the number for loans is limited,so the competition is inevitable.if you want to participate in application,maybe you should do more besides submitting material.
in reaction to the phenomenon,it is necessary to set up a unified platform for all the undergraduates in poverty.
by means of scientific and fair management,it is achieved that every impoverished undergraduate can get the finance aid.
岁月的巨浪拍打着记忆的礁石,破碎了,散作一团白沫,潮起潮落,遗弃了躺在沙滩上的贝壳。
大海就在眼前,可再也回不去了,只好独自品味其中的孤独。一如岁月之流把20岁的小舟搁浅,美妙韶华,定格成年龄深处那淡蓝的风景。
乘着这艘小船我驶向一个叫大学的彼岸……平静有序的大学生活在我的生命中已展开两个多月了,每月奔忙于课堂,食堂和图书馆之间,当自己完全地浸淫于知识的海洋中时,心底涌起的是一份满足和恬然;当自己漫步于校园的林阴小径时,呼吸着属于校园的空气,满足于校园的一草一木,我常常会忘穷情于其中,也是就在其中存在着另一些“不平凡”的日子……。
dear president and teachers,
best wishes!
it has been a great honor to have you as my physical and mental guidance. i feel really grateful to have the opportunity to study in this school. i wake up everydayto find myself surrounded by so many lovely and friendly teachersand classmates. it is wonderful to live and study in such a harmonious andhappy paradise. i enjoy every moment studying and playing with them.i have become used to getting up early in the morning to study with myroommates have made myself interested in learning. i have fallen in lovewith everything connected to this school. departing with it will be as hard and miserable asliving without any food, which frightens me from hair totoe. learning in this school is everything to me.
however, what happened lately makes me feel that i may have to leavethis school and kiss my school life goodbye forever. my dad has just losthis job recently and to make it worse our family has to handle the heavymedical expense spent on my grandfather, which means that there willbe little financial support for my study. as longas i think of that, i feel as if there would be no light and hope in my life any more. atthis very moment,your kind and generous figures come into my mind. you have alwaysbeen so friendly to me and make this school like the second home to liveand study. therefore, could you lend me a hand to help me out of thisdifficult situation so that i can keep on studying in your school to make my learning dreamcontinue? please trust me that your financial support for me will be totally worth it. i will try my best to workharder to make my school proud of me.
your sincere student
li hua
借钱伤害友谊吗?does borrowing money hurt friendship?
when you need a lot of money, you first thing you do is to borrow money from your friend, while doing this sometimes may do harm to your friendship. first, your friends may not have too much money at hand, he or she maybe suffer from the lack of cash flow at that moment. everyone has their own worries, when you borrow money, they always have to struggle for a while, their hesitations make you begin to doubt your friendship is true or whether your friends treat your as real one. second, most people can't return the money in time, because they have all kinds of difficulties, this will make your friends in a awkward situation. they are considering whether to ask you return the money, if they do, this will make you embarrassed; if they don't, they will lack of money. so it is better not to borrow money from your friend.
借钱伤害友谊吗?does borrowing money hurt friendship?
when you need a lot of money, you first thing you do is to borrow money from your friend, while doing this sometimes may do harm to your friendship. first, your friends may not have too much money at hand, he or she maybe suffer from the lack of cash flow at that moment. everyone has their own worries, when you borrow money, they always have to struggle for a while, their hesitations make you begin to doubt your friendship is true or whether your friends treat your as real one. second, most people can't return the money in time, because they have all kinds of difficulties, this will make your friends in a awkward situation. they are considering whether to ask you return the money, if they do, this will make you embarrassed; if they don't, they will lack of money. so it is better not to borrow money from your friend.
近年来,不法互联网借贷平台瞄准了大学生群体,由于在校大学生涉世未深,对各种安全风险和诱惑抵御不足,一次落入网贷陷阱,一生悔恨不已!“裸条”借贷、虚假套现、刷单负债等问题对校园安全和学生权益带来严重隐患,校园网贷的危害可以说是罄竹难书!
我将从以下几个方面,来深刻的谈谈大学生如何提高对校园网贷的风险认知:
一、在校大学生应多学习校园网贷风险防范知识,进一步提高防骗技能。
1、网贷的全称为网络借贷,包括个体网络借贷(即p2p网络借贷)和网络小额贷款。
2、认识高利贷陷阱,零门槛、无抵押、线上审核,最快三分钟到账,诱导学生过度消费,甚至陷入“高利贷”陷阱,侵犯大学生合法权益。
3、大学生应当树立理性的金融消费观念,在提高警惕意识的同时也应不回避新生经济事物,以便自己在步入社会之前尝试提高在金融、消费等领域的敏锐性。
4、自觉了解金融信贷和网络安全知识及相关法律法规知识。
参考文章:《校园网贷陷阱多发,大学生如何提高对p2p网贷的风险认知?》/builder/preview/s?id=1570629273821957
october 14, 2007 to whom it may concern, i am writing to you to apply for a student loan. as a freshman from the english department, i have much financial difficulty in continuing my study. there are five members in my family. my father is the only breadwinner of the whole family while my mother was laid off two years ago. my grandmother has been suffering a chronic illness for more than five years. my younger brother is now studying in a high school. i took part-time jobs during the summer vacation, but what i have earned is far from enough for me to pay the required tuition fees. in order to continue my study, i have to apply for a student loan. if my request is granted, i will make good use of the money and put my heart into study. i will definitely pay back the loan according to the requirements. i hope that you will consider my application. looking forward to your reply. yours sincerely, gao peng。
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